There are many options available to one who is seeking debt relief. It is very important to have all of the information to hand and discuss your various options with a bankruptcy attorney. They can review your situation and advise you of your best course of action. Whether or not bankruptcy is right for you, a skilled attorney will be able to help you make the right selection and handle your debt problems so that you can move on with your life. Bizar & Doyle have helped countless individuals and families resolve even the most serious financial problems through the use of the federal bankruptcy laws.
Consider your Debt Relief Options
Our firm can use tools to help relieve you of debt now, even without resorting to bankruptcy. While bankruptcy may still be the solution to your debt problems, other options are available to you. Credit card or personal loan debt can be addressed by a lawyer from our firm if you are having difficulty meeting monthly payments. An attorney can help you by fighting for lower payments and interest with your creditors. Once we are working on your case, creditors are no longer allowed to contact you by law. We may be able to markedly reduce your interest rate or settle the debt for only part of what is originally owed. This is also true for auto loans.
If bankruptcy is the most viable option for you, you will need to discuss with a bankruptcy attorney which chapter is right for you. Chapter 7 is suited to those who have few assets and no present source of regular income. Your assets will be liquidated and used to pay off creditors. The end result will be fully discharged debts.
Chapter 13 is works better for those who have a steady income and are able to make some payments towards their debts. A payment plan may be required, and during this time some of the debt may be discharged or lowered. The best way to make a decision about what option is right for you, is to consult with a bankruptcy attorney from our firm; we may be able to help you get started on the road to financial recovery today.
Contact a Bankruptcy Attorney who can assist you with debt relief options.
Are you interested in bankruptcy alternatives?
While for many people the benefits of bankruptcy make it a viable solution for debt relief, the simple truth is that filing for bankruptcy might not be the best choice of action for every person. While bankruptcy can be an effective and viable solution at setting your life back on track once more, it is important to realize that by talking to an experienced bankruptcy attorney, you can discuss the alternatives that might be better suited towards your unique case. These could include things such as:
Debt Consolidation: Allows you to borrow from a lender at low interest to repay your rates with higher interest.
Debt Restructuring: Allows a company to take debts, reduce and renegotiate them.
Creditor Negotiation: Allows you to negotiate a settlement so that creditors can receive something back instead of losing it all if you file for bankruptcy.
There are many different types of alternatives to bankruptcy that can be effective if they are approached and handled by someone who truly understands this area of the law. To give yourself the edge that you need in putting your life back on track once more, do not hesitate to secure the assistance of a skilled bankruptcy lawyer as quickly as you can.
At Bizar & Doyle, our legal team has helped countless clients in their efforts to handle their debt. By evaluating their case, we work tirelessly to treat our clients with the personalized, customized solutions best suited to their unique nuances. We understand that each situation is different and will never attempt to give you generalized, apathetic advice. If you work with our firm, you can breathe easier knowing that you will be treated with the legal aid that you deserve.
Contact a Bankruptcy Attorney from our firm as soon as possible to get your questions about bankruptcy alternatives answered.